How to Offer Health Insurance at a Small Business: A Practical Guide

What group health plans, HRAs, and ICHRAs actually cost, how to choose between them, and when each makes sense for your stage.

Offering health insurance is one of the most consequential decisions a growing company makes. Get the structure wrong and you overpay. Get it right and it becomes your most powerful recruiting and retention tool.

Why health insurance matters before 50 employees

The three ways to offer health coverage

What it actually costs

How to choose the right option

Common mistakes to avoid

When to bring in help